Affirm: Buy Now, Pay Over Time

We’ve partnered with Affirm to offer a straightforward payment plan. With Affirm, you can purchase your exam review plan now and pay over time with easy automatic payments—no hidden fees, just clear, manageable payments.

Start with Affirm Today

How do I get started with Affirm?

At checkout, select “Affirm” under Payment Details. From there, you will be redirected to Affirm to securely complete your purchase. Fill out a few fields of basic information, and you will get a real-time decision on your eligibility.

How does Affirm work?

Once you’re approved, you’ll choose a payment term and make your payments. It’s that simple.

Does Affirm charge fees?

The only fee associated with an Affirm loan is the finance charge, which may range from 0% to 36% APR. Affirm does not charge late fees, service fees, prepayment fees or any other hidden charges.

Will Affirm affect my credit?

No, using Affirm will not affect your credit. During the credit approval process, Affirm will only perform a soft credit check, which has no impact on your credit score.

How do I know if I’m eligible to use Affirm?

To sign up for Affirm, you must:

  • Be a resident of the U.S. (including U.S. territories)
  • Be at least 18 years old (19 if you’re a ward of the state in Nebraska)
  • Have a Social Security number
  • Own a phone number that receives SMS and is registered to the United States or U.S. territories

For more information on Affirm, please visit https://www.affirm.com/faqs.

Get started with Surgent today!